Ward K. Mooney
Mr. Mooney has been a director since July 31, 2006. Mr. Mooney was a co-founder of Crystal Financial LLC and served as its CEO from April 2010 until his retirement in December 2017. Prior to that, Mr. Mooney was the President of Bank of America Retail Finance Group and managing partner of Back Bay Capital, which Mr. Mooney co-founded and both of which were formerly Bank of Boston businesses.
Mr. Mooney provides the Board with valuable insight with respect to his extensive experience as a lender in the retail industry. The Board has determined that based on Mr. Mooney's extensive knowledge and experience in finance qualifies Mr. Mooney as an "audit committee financial expert."