|Audit||Nominating and Governance||Compensation||Cybersecurity and Data Privacy|
|John E. Kyees LI|
|Jesse H. Choper|
|Ward K. Mooney|
Mr. Mooney has been a director since July 31, 2006. Mr. Mooney is a founding partner of Crystal Financial LLC and since March 2010 has been the Chief Executive Officer. Prior to that, Mr. Mooney was the President of Bank of America Retail Finance Group and Chief Operating Officer of Back Bay Capital, both of which were formerly Bank of Boston businesses which Mr. Mooney founded.
Mr. Mooney provides the Board with valuable insight with respect to his extensive experience as a lender in the retail industry. The Board has determined that based on Mr. Mooney's extensive knowledge and experience in finance qualifies Mr. Mooney as an "audit committee financial expert."
|George T. Porter, Jr.|
|Mitchell S. Presser|
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